Francesco Mazzola

Francesco Mazzola is an Assistant Professor of Finance at ESCP Business School, Turin campus. He completed his PhD in Finance at Rotterdam School of Management, Erasmus University, and held visiting positions at Bocconi University, Boston College, and the Bank of England. His research investigates the role of financial intermediaries in the economy, with a special interest in housing markets, modern non-bank lending (e.g., FinTech), and household finance. His main projects focus on how financial institutions internalize legal and technological frictions in credit markets, and on their implications for financial stability and the real economy.