Jacopo Carmassi is a Senior Financial Stability Expert in the Financial Regulation and Policy Division, DG Macroprudential Policy and Financial Stability, at the European Central Bank. He is a Fellow of CASMEF, the Arcelli Center for Monetary and Financial Studies, University LUISS Guido Carli, and a Fellow of the Wharton Financial Institutions Center, University of Pennsylvania. Previously, he worked as an economist at Assonime, the Association of Joint Stock Companies incorporated in Italy, and at the Italian Banking Association. He holds a PhD in Law and Economics from University Luiss Guido Carli of Rome. He taught undergraduate courses on corporate finance, banking and financial regulation at University Luiss Guido Carli and he teaches a PhD/Master course on banking regulation at Collegio Carlo Alberto, University of Turin. He was Visiting Scholar at the Wharton Financial Institutions Center in 2006-2008 and in 2013. He is author of several publications on banking and financial regulation topics, including the 2007-2009 global financial crisis, bank capital rules, bank crisis resolution, deposit insurance, banking union in Europe and the corporate complexity of Global Systemically Important Banks.